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SpotOn and Visa Direct Enable Fast, Seamless Payouts for Tipped Employees

SpotOn announced a collaboration with Visa to implement Visa Direct into its DayCheck solution. Restaurant owners can simplify tip payouts and cash flow, while employees gain rapid access to their earnings.

SpotOn DayCheck restaurant employee app Payment RadarOriginal source: SpotOn · linked publisher media; native reuse rights require confirmation

Why a business should care

SpotOn announced a collaboration with Visa to integrate Visa Direct into its DayCheck solution. SpotOn says this allows restaurant owners to simplify tip payouts and cash flow. Employees gain rapid access to their earnings through Visa’s payment network. SpotOn states that with SpotOn Teamwork and DayCheck, operators can skip manual calculations, cash handling, and delayed payouts. Unlike other solutions, SpotOn says DayCheck does not require prefunding for qualified merchants. Astra powers the payouts, managing the process from initiation to settlement with automated treasury functions. SpotOn says this digital-first process reduces administrative burdens. The collaboration between SpotOn, Astra, and Visa Direct marks the next step in delivering payment innovations. DayCheck is now available in eligible states across the US.

SpotOn says the change simplifies tip payouts and empowers employees with flexibility. SpotOn claims this helps boost satisfaction, retention, and financial control for employees. SpotOn states the elimination of prefunding requirements for qualified merchants enables stronger cash flow.

Who it affects

Independent restaurant operators in eligible states across the US who use SpotOn’s DayCheck solution and employ tipped staff are affected.

What to consider doing

To learn more, visit www.spoton.com/daycheck.

Uncertainty and risks

Visa Direct capability is enabled through SpotOn’s financial institution partner. Push to Wallet capability is under development and not yet commercially available.

Updated Payment Radar editor

Update

SpotOn Launches Rapid Fund for Instant Restaurant Cash Access

There has since been a further development.

SpotOn launched Rapid Fund on April 14, 2026, allowing restaurant operators to access card deposits in under 30 minutes at a reduced cost.

Source: SpotOn Launches Rapid Fund for Instant Restaurant Cash Access — SpotOn (2026-04-14)

SpotOn

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