Invoicing and Card-not-present transactions.
The comprehensive payment platform designed to streamline transactions and empower your business.
Eliminate Chargebacks Due to Fraud

Quick and dependable invoicing and delivery.

See it in action

Solution integrates the most advanced technologies to authenticate that the person making the payment, is the actual cardholder and hence, shifting the liability of the transaction to the issuing bank; virtually eliminating chargebacks.

Lowers the risk of chargebacks.

Immediate transaction confirmations.

 Tailors to your business systems and branding.

Reduces interchange costs.

User-friendly payment process for customers, making it easy to pay.

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How it works
Create & Send Invoice
Generate a fully customized invoice from your organization. Email the invoice to the customer for payment.
Customer Authentication & Payment
Authenticate the customer's card details using 3DS2. The customer pays using their credit card.
Instant Payment Confirmation
Your company receives an immediate confirmation when the invoice is paid to proceed with the order.
Access Your Account
Manage your invoices online, receive reminders for unpaid invoices, and track your business effectively. Reminders: If authentication fails or the customer does not settle, the company is notified, and a reminder is sent.
Compare Solutions
No other digital authorization platform:

Allows you to send invoices, manage billing, and process credit card transactions all within a single platform.

Confirms cardholder information through NAME, ADDRESS, CVV, and 3DS2.

Ensures the cardholder is the one authorizing the credit card transaction.

Dramatically reduces the risk of fraudulent chargebacks.

Converge is the only solution currently available that combines all these features into one platform.

Additionally, enjoy more than 50% lower monthly fees compared to Canary or Sertifi.

Converge

 Fully PCI-Compliant Solution we provide 

3DS2 authentication.

The ability to authenticate the person paying is the actual cardholder.

Qualify for lowest cost interchange rates
Virtual elimination of chargebacks due to fraud
Billing is "month to month"

with no annual commitments

No cancellation fees
Live support 24/7

Plus, level 2 escalation support is also available.

Billed in your local Currency

$30 month to month

No Commitment | Cancel Anytime

Get started

*Apply now for a personalized quote and a complete pricing list tailored to your business needs.

Canary

Credit Card Authorization Platform 

Merchants are susceptible to fraudulent chargebacks
No 3DS2 Authentication functionality.

Only address and CVV validation

Highest interchange rates apply

 keyed-in transactions

Billing is Annual

12 months paid in advance

A minimum of 1 year commitment
Initial support - Email only.

Level 2 escalation support not available

$80 + /month

Annual Commitment of $990 + per year

Sertifi

Credit Card Authorization Platform

Merchants are susceptible to fraudulent chargebacks
No 3DS2 Authentication functionality

 Only address and CVV validation

Highest interchange rates apply

Keyed-in transactions

Billing is Annual

12 months paid in advance

$65 + /month

Annual Commitment of $800 + per year

Enhanced Security:

 Protects against fraud

Lowest Transaction Fees:

Offers the lowest fees for card-not-present transactions

Instant Authorization:

Funds are available in your account by the next business day.

No Need to Store Credit Card details:

No need to store card details for recurring payments.

No Manual Entry:

 Eliminates the need to enter manually and process credit card details.

Cost Savings:

 Lowers operational costs

Flexibility:

Adapts to diverse business needs

Customer Satisfaction:

Ensures a reliable payment experience.

Solution Designed for Industries Success
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